Help Me Move This Money: The Modern Inheritance Scam and How AI Stops It
Dec 8, 2025
5m Min
Help Me Move This Money: The Modern Inheritance Scam and How AI Stops It
Inheritance scams are one of the oldest fraud tricks, yet they still trap thousands of people every year. You’ve likely seen the messages before:
“I need your help to move this money.”
“My late husband left millions in a consignment box.”
“You will receive 30% for assisting me.”
The format has changed, but the goal is exactly the same:
make you send money first before you realise the whole story is fake.
How Modern Inheritance Scams Work
Today’s scammers use well-crafted SMS messages and WhatsApp chats to make their stories feel believable. The message usually includes:
A dramatic story about a wealthy person who “passed away.”
Millions of dollars or a cash “consignment box” stuck somewhere.
A sudden “problem” clearance fee, verification tax, or diplomat charges.
A request for you to pay first to help “release the money.”
The scammer plays on emotion, urgency, and sympathy to make you act before thinking.
How ScamGuard Protects You
At ProtecAI, we trained ScamGuard to recognise the exact patterns inheritance scam messages use.
The AI instantly scans every SMS for:
Common scam phrases
“consignment box,” “clearance fee,” “late husband,” “urgent assistance.”
Emotional pressure
“keep this confidential,” “please help me,” “you will be rewarded.”
Problem payment structure
Any story that ends with “pay this amount first.”
Suspicious senders and links
Numbers not matching any official source or messages containing shady URLs.
Within seconds, ScamGuard alerts you
That one warning can stop you from losing money or sharing your personal information.
Quick Red Flags to Watch For
1. A stranger promises you money.
2. They ask for any kind of fee upfront.
3. The message sounds dramatic, emotional, or urgent.
4. They want secrecy.
5. The story feels too good to be true because it is.
Stay Safe, Always
Scammers are updating their methods, but so is ProtecAI.
With ScamGuard, every suspicious story or “help me move this money” message is analysed before you even respond.
Your safety begins with knowing the signs and having AI that catches what you might miss.
ScamGuard is coming!!!!!!!
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